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Troutman · Troutman, NC

113 Skippers Cove Lane

Troutman, NC · 3,235 sqft

$1,100,000

  • 3Beds
  • 3Baths
  • 3,235SqFt
  • 1980Year
  • 1Days on market

About this home

Experience the Lake Norman lifestyle with this beautifully updated waterfront home, offering no HOA restrictions and a private pier with a covered boat slip. Enjoy beautiful lake views, a spacious yard, and direct water access, along with use of the neighborhood boat ramp conveniently located partially on/adjacent to this property. Extensively updated since 2020, the home features new vinyl siding, windows, exterior doors, and a new roof. New electric water heater 2023, septic pumped 6-5-2026. Interior improvements include removing the spiral staircase in favor of a traditional staircase, adding a floor to create additional main-level living space (Living room), removing popcorn ceilings, fresh interior paint, luxury vinyl plank flooring, and carpet. The fully renovated kitchen (2020) showcases a large center island, quartz countertops, soft-close cabinetry, full-height backsplash with floating shelves, beverage cooler, Bosch refrigerator, wall oven, combination oven/microwave, cooktop, and Frigidaire dishwasher. The main level offers two bedrooms and a hall bath with new granite countertops. The lower level features a cozy den (plumbed for a wet bar) with a fireplace (currently equipped with propane logs but capable of wood burning), the primary suite, and an office. The laundry room and lake bath were added by the current owners. Additional upgrades include a whole-house water purification system, an outdoor shower, and a concrete walkway added by the current owners. Outdoor living shines with a newly constructed deck (2025), a SunSetter awning with integrated lighting (2025), a lower patio, and a private waterfront setting. Thoughtful updates, exceptional lake views, a private covered dock, and easy access to Lake Norman State Park make this a rare opportunity to enjoy waterfront living at its best on Lake Norman.

Property details

Beds
3
Baths
3
SqFt
3,235
Lot
Year built
1980
Type
Single Family
Days on market
1
Style
Ranch
Heating
Central, Electric, Forced Air
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Tile, Vinyl
View
Water, Year Round

Features

  • Breakfast Bar
  • Cable Prewire
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Dock - Floating
  • Outdoor Shower

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$7,958/ month

Principal & interest
$6,812
Property tax (~0.90%)
$825
Homeowners insurance
$320
HOA dues

Down payment

$55,000 down · $1,045,000 financed

Income to qualify (28% rule)

~$341,076 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.