Charlotte · Charlotte, NC
113 N Smallwood Place
Charlotte, NC · 1,028 sqft
$425,000
- 3Beds
- 2Baths
- 1,028SqFt
- 1948Year
About this home
Welcome to this charming 3-bedroom, 2-bathroom one-story home in the desirable Smallwood Estates area! Freshly painted interiors, updated blinds, a new range, and no popcorn ceilings give the home a clean, refreshed feel. The inviting covered front porch welcomes you in, while the spacious backyard offers plenty of room to relax, entertain, or enjoy the outdoors, complete with a new deck. Ideally situated in a central and rapidly evolving area, this home puts you close to an exciting mix of new restaurants, breweries, greenways, public transportation, shopping, and major commuter routes. With no HOA dues and an unbeatable location, this is a wonderful opportunity for a homeowner or investor looking to be part of an area experiencing continued growth and revitalization. Don't miss the chance to make this conveniently located home your own!
This home is eligible for 100% financing, no PMI, and $10K credits towards closing costs and down payment with FNB.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,028
- Lot
- —
- Year built
- 1948
- Type
- Single Family
- Heating
- Central
- Cooling
- Wall Unit(s)
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,127/ month
- Principal & interest
- $2,632
- Property tax (~1.05%)
- $371
- Homeowners insurance
- $123
- HOA dues
- —
Down payment
$21,250 down · $403,750 financed
Income to qualify (28% rule)
~$134,056 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 25 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


