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Charlotte · Charlotte, NC

1127 Allen Street

Charlotte, NC · 3,154 sqft

$1,200,000

  • 4Beds
  • 4.5Baths
  • 3,154SqFt
  • 2026Year

About this home

Luxury new construction meets timeless design in this stunning Belmont home, where thoughtful craftsmanship and high-end finishes shine throughout. Filled with natural light from oversized windows, the open-concept main level is designed for effortless entertaining, anchored by a beautiful fireplace and featuring gorgeous hardwood floors throughout the entire home. The designer kitchen seamlessly connects to the living and dining spaces, while the adjacent scullery provides exceptional prep space and additional storage—making hosting everything from intimate dinners to large gatherings a breeze. Completing the main level is a spacious dining room, covered rear porch, powder room, and a flexible guest suite with an en suite bath which could easily be used as an exceptional home office. Upstairs, the luxurious primary suite is a true retreat with vaulted ceilings, a spa-inspired bath featuring a zero-entry shower, freestanding soaking tub, dual vanities, and an expansive custom walk-in closet. Two additional bedrooms each offer private en suite bathrooms, while the convenient upstairs laundry room adds everyday functionality. Every closet in the home is outfitted with custom built-in shelving and organization systems. Outside, enjoy a detached garage and a private backyard shaded by mature trees, offering just the right amount of outdoor space to relax, entertain, or play. Located in one of Charlotte's fastest-growing neighborhoods, this exceptional home is just minutes from Uptown, Plaza Midwood, and neighborhood favorites like Ace No. 3 and Lew's BBQ, offering the perfect blend of luxury living and urban convenience.

Property details

Beds
4
Baths
4.5
SqFt
3,154
Lot
Year built
2026
Type
Single Family
Garage
2
Style
Transitional
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$8,831/ month

Principal & interest
$7,431
Property tax (~1.05%)
$1,050
Homeowners insurance
$350
HOA dues

Down payment

$60,000 down · $1,140,000 financed

Income to qualify (28% rule)

~$378,512 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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