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Charlotte · Charlotte, NC

1123 Saratoga Drive

Charlotte, NC · 814 sqft

$210,000

Reduced from $225,000

  • 2Beds
  • 1Baths
  • 814SqFt
  • 1950Year
  • 136Days on market

About this home

BACK ON MARKET DUE TO BUYERS TPS STATUS — Property has already been through inspections and appraisal process.

Welcome to this charming, light-filled cottage nestled on a spacious corner lot in one of Charlotte’s rapidly growing areas — all with NO HOA. From the moment you walk in, you’ll notice the warm natural light, inviting layout, and tasteful updates that create a space that feels both comfortable and move-in ready.

This home offers the perfect blend of character and functionality with bright airy rooms, modern touches, and a flowing floor plan ideal for everyday living. Whether you're a first-time buyer, downsizing, or searching for a strong investment opportunity, this property offers flexibility and value.

Conveniently located just minutes from Uptown Charlotte, Charlotte Douglas International Airport, dining, shopping, and major interstates, you’ll enjoy easy access to everything the city has to offer while still enjoying the feel of an established neighborhood with mature trees and timeless charm.

With its curb appeal, location, and potential, this Charlotte gem is the kind of home buyers don’t want to miss.

Property details

Beds
2
Baths
1
SqFt
814
Lot
Year built
1950
Type
Single Family
Days on market
136
Heating
Central, Forced Air
Cooling
Central Air
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,545/ month

Principal & interest
$1,300
Property tax (~1.05%)
$183
Homeowners insurance
$61
HOA dues

Down payment

$10,500 down · $199,500 financed

Income to qualify (28% rule)

~$66,239 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.