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Shelby · Shelby, NC

112 Pine Street

Shelby, NC · 1,411 sqft

$240,000

Reduced from $249,000

  • 3Beds
  • 2Baths
  • 1,411SqFt
  • 1956Year
  • 38Days on market

About this home

This is the downtown Shelby renovation you’ve been waiting for! Imagine parking your car on Friday evening and spending the weekend walking to your favorite restaurants, coffee shops, boutiques, festivals, and everything that makes Downtown Shelby such a special place to call home. This fully renovated 3-bedroom, 2-bath home offers the charm of an established neighborhood with the confidence of today’s modern updates. From the moment you step inside, you’ll be welcomed by an airy, light-filled floor plan designed for the way people live today. The show-stopping kitchen features gorgeous quartz countertops, soft-close cabinetry, stainless steel appliances, and opens effortlessly into the main living space, making entertaining feel easy. And the best part? The work has already been done for you. Within the last two years, this home has been renovated with an updated electrical system, plumbing, HVAC, and water heater, giving you the peace of mind that comes with major system upgrades. Luxury vinyl plank flooring flows throughout the living areas, while the beautifully updated bathrooms feature stylish tile flooring and designer-inspired finishes. Slide open the glass doors and enjoy your private side deck, the perfect place to sip your morning coffee or gather with friends. Need extra space? The large detached storage building is ready to become your workshop, hobby space, home gym, or simply the storage you’ve always wanted. Homes that combine location, style, and major renovations this close to Downtown Shelby don’t come along often. Move in, unpack, and start enjoying everything this incredible home, and downtown living, has to offer.

Property details

Beds
3
Baths
2
SqFt
1,411
Lot
Year built
1956
Type
Single Family
Days on market
38
Style
Bungalow
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Features

  • Breakfast Bar
  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,736/ month

Principal & interest
$1,486
Property tax (~0.90%)
$180
Homeowners insurance
$70
HOA dues

Down payment

$12,000 down · $228,000 financed

Income to qualify (28% rule)

~$74,416 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.