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Jonesville · Jonesville, NC

112 Hillcrest Street

Jonesville, NC · 977 sqft

$209,000

  • 3Beds
  • 1.5Baths
  • 977SqFt
  • 1931Year
  • 1Days on market

About this home

Welcome home to this charming 3-bedroom, 1.5-bath cottage nestled on nearly half an acre in Jonesville, just minutes from everything Elkin and Jonesville has to offer! Within the Golf Cart district! Relax on the rocking chair front porch while soaking in beautiful mountain views. The exterior features mature fruit trees and grapevines. Inside you'll find an extensive list of major updates - all completed within the last 2-4 years: new electrical, plumbing, framing, HVAC and ductwork, water heater, roof, gutters, and back steps. Also, granite kitchen with gold faucets and hardware that adds a touch of elegance to the cottage charm. The refrigerator, fireplace and tv will convey. It's also a fully equipped smart home with Ring security and app-controlled HVAC, giving you peace of mind whether you're home or away. With a proven track record as a successful part-time Airbnb with a 2-year Superhost status, this property is as investment-savvy as it is charming.

Property details

Beds
3
Baths
1.5
SqFt
977
Lot
Year built
1931
Type
Single Family
Days on market
1
Heating
Electric, Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,512/ month

Principal & interest
$1,294
Property tax (~0.90%)
$156
Homeowners insurance
$60
HOA dues

Down payment

$10,450 down · $198,550 financed

Income to qualify (28% rule)

~$64,804 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.