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Morganton · Morganton, NC

112 Elm Street

Morganton, NC · 1,312 sqft

$259,000

Reduced from $269,000

  • 2Beds
  • 2Baths
  • 1,312SqFt
  • 2022Year
  • 26Days on market

About this home

Welcome home to this exceptional quality-built home offering the perfect combination of modern comfort, thoughtful design, and a peaceful rural setting. Featuring an inviting open-concept floor plan, this home provides generous living and entertaining space with beautiful recessed lighting throughout. A rare find, the home offers two spacious primary suites, each complete with oversized walk-in closets and private ensuite baths, making it ideal for multi-generational living, guests, or added privacy. Extra-wide doorways enhance accessibility and ease of living. Step outside to the large rear deck overlooking a spacious, level backyard—perfect for relaxing, entertaining, gardening, or simply enjoying the peaceful surroundings. Situated on unrestricted property in a rural setting, you'll have the freedom to make the property your own without the limitations of an HOA. Conveniently located just minutes from historic downtown Morganton, with easy access to I-40, shopping, dining, medical facilities, and local attractions, this home truly offers the best of both worlds—country living with city conveniences nearby. This is a must-see property that must be experienced in person to fully appreciate the quality craftsmanship and attention to detail throughout!

Property details

Beds
2
Baths
2
SqFt
1,312
Lot
Year built
2022
Type
Single Family
Days on market
26
Style
Contemporary
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,873/ month

Principal & interest
$1,604
Property tax (~0.90%)
$194
Homeowners insurance
$75
HOA dues

Down payment

$12,950 down · $246,050 financed

Income to qualify (28% rule)

~$80,307 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.