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Lake Lure · Lake Lure, NC

112 Bills Creek Road

Lake Lure, NC · 1,085 sqft

$334,900

Reduced from $339,000

  • 2Beds
  • 1Baths
  • 1,085SqFt
  • 1980Year
  • 33Days on market

About this home

Turn-key mountain retreat and income-producing investment opportunity in the heart of Lake Lure! Located at 112 Bills Creek Rd., this charming 2-bedroom, 1-bath home offers approximately 1,085 square feet and sits on 0.58 acres in the desirable Riverbend community—with one huge advantage: NO gated access! Enjoy the convenience of being just off the main road, right behind the popular ice cream shop, making it easy for guests and owners alike to access everything Lake Lure has to offer.

Currently operating as a successful established short-term rental, this property boasts an excellent rental history with bookings already in place through the remainder of 2026, providing immediate income potential for the next owner. Whether you're looking to expand your investment portfolio or own the perfect mountain getaway, this property checks all the boxes.

Lake Lure is open, thriving, and welcoming visitors once again following Hurricane Helene, making this an exciting time to invest in one of Western North Carolina's most beloved destinations.

Inside, you'll find a warm and inviting cabin feel featuring beautiful hardwood floors throughout, a stunning rock fireplace, and a well-appointed kitchen with granite countertops. Major updates, including the roof, electrical, and plumbing, have been completed within the last few years, giving buyers added peace of mind. Best of all, this home is being sold completely furnished, making it truly turn-key and ready for immediate personal enjoyment or continued rental income.

Opportunities like this don't come along often. Schedule your showing today and start enjoying everything Lake Lure has to offer!

Property details

Beds
2
Baths
1
SqFt
1,085
Lot
Year built
1980
Type
Single Family
Days on market
33
Style
Cabin
Heating
Ductless
Cooling
Ductless
Foundation
Crawl Space
Flooring
Wood
HOA dues
$650 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,477/ month

Principal & interest
$2,074
Property tax (~0.90%)
$251
Homeowners insurance
$97
HOA dues
$54

Down payment

$16,745 down · $318,155 financed

Income to qualify (28% rule)

~$106,164 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.