Lincolnton · Lincolnton, NC
1113 Ponderosa Road
Lincolnton, NC · 1,512 sqft
$250,000
- 3Beds
- 1.5Baths
- 1,512SqFt
- 1984Year
About this home
3-bedroom, 1.5-bath brick ranch nestled on 1.094 private, wooded acres in Lincolnton! This solid, well-built home offers endless potential for first-time homebuyers, investors, or anyone looking to personalize a home with cosmetic updates. Major improvements have already been completed, including a 2022 HVAC system, hot water heater less than 5 years old, and a roof approximately 10 years old, giving you peace of mind on the big-ticket items. Enjoy the privacy of the spacious lot while still being conveniently located near shopping, dining, and schools. A detached storage building provides additional space for tools, lawn equipment, or hobbies. With great bones, valuable updates, and plenty of room to make it your own, this property is a fantastic opportunity you won't want to miss! This home is tenant occupied but will be vacating the property! Contact listing agent for showing!
Property details
- Beds
- 3
- Baths
- 1.5
- SqFt
- 1,512
- Lot
- —
- Year built
- 1984
- Type
- Single Family
- Garage
- 5
- Style
- Ranch
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Crawl Space
Features
- Breakfast Bar
- Storage
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,783/ month
- Principal & interest
- $1,548
- Property tax (~0.78%)
- $162
- Homeowners insurance
- $72
- HOA dues
- —
Down payment
$12,500 down · $237,500 financed
Income to qualify (28% rule)
~$76,446 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 32 photos
About Lincolnton
Lincoln County seat
County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.


