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Lincolnton · Lincolnton, NC

1113 Ponderosa Road

Lincolnton, NC · 1,512 sqft

$250,000

  • 3Beds
  • 1.5Baths
  • 1,512SqFt
  • 1984Year

About this home

3-bedroom, 1.5-bath brick ranch nestled on 1.094 private, wooded acres in Lincolnton! This solid, well-built home offers endless potential for first-time homebuyers, investors, or anyone looking to personalize a home with cosmetic updates. Major improvements have already been completed, including a 2022 HVAC system, hot water heater less than 5 years old, and a roof approximately 10 years old, giving you peace of mind on the big-ticket items. Enjoy the privacy of the spacious lot while still being conveniently located near shopping, dining, and schools. A detached storage building provides additional space for tools, lawn equipment, or hobbies. With great bones, valuable updates, and plenty of room to make it your own, this property is a fantastic opportunity you won't want to miss! This home is tenant occupied but will be vacating the property! Contact listing agent for showing!

Property details

Beds
3
Baths
1.5
SqFt
1,512
Lot
Year built
1984
Type
Single Family
Garage
5
Style
Ranch
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space

Features

  • Breakfast Bar
  • Storage
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,783/ month

Principal & interest
$1,548
Property tax (~0.78%)
$162
Homeowners insurance
$72
HOA dues

Down payment

$12,500 down · $237,500 financed

Income to qualify (28% rule)

~$76,446 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.