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Morganton · Morganton, NC

111 Cross Memorial Avenue

Morganton, NC · 1,009 sqft

$215,000

  • 3Beds
  • 1Baths
  • 1,009SqFt
  • 1952Year
  • 1Days on market

About this home

Charming brick cottage located in the highly desirable Salem Community! This well-maintained 3-bedroom, 1-bath home offers comfortable living with spacious bedrooms, including a primary bedroom featuring two closets for extra storage. The hall bath includes a large vanity, and the kitchen comes complete with all appliances remaining, including a portable dishwasher.

Enjoy relaxing on the wonderful covered side porch with a porch swing, overlooking a nice backyard with plenty of space for gardening, outdoor activities, or simply enjoying the outdoors. Additional storage is available in the outbuilding and partial basement.

Recent updates include a new roof and gutters installed in 2023, providing added peace of mind. Conveniently located near I-40, schools, restaurants, and the hospital, this home offers both comfort and accessibility.

Whether you're a first-time homebuyer or looking to downsize, this charming property is one you won't want to miss. Offered at $215,000.

Property details

Beds
3
Baths
1
SqFt
1,009
Lot
Year built
1952
Type
Single Family
Days on market
1
Style
Cottage, Ranch
Heating
Floor Furnace, Forced Air, Oil
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Basement, Crawl Space
Flooring
Linoleum, Vinyl, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,555/ month

Principal & interest
$1,331
Property tax (~0.90%)
$161
Homeowners insurance
$62
HOA dues

Down payment

$10,750 down · $204,250 financed

Income to qualify (28% rule)

~$66,665 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.