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Forest City · Forest City, NC

1109 Morningstar Lake Road

Forest City, NC · 2,797 sqft

$825,000

Reduced from $899,000

  • 3Beds
  • 2.5Baths
  • 2,797SqFt
  • 2016Year
  • 45Days on market

About this home

Exceptional custom-built home offering approximately 2,800 SF of thoughtfully designed living space on 2.64 beautifully landscaped acres in a peaceful rural setting. Quality craftsmanship and attention to detail are evident throughout this 3BR/2.5BA home, featuring hardwood floors, wide moldings, plantation shutters, custom cabinetry and distinctive architectural details. The inviting main living area is highlighted by a gas-log fireplace and impressive coffered ceiling, while an abundance of windows fills the home with natural light. The well-appointed kitchen features custom cabinetry, quartz countertops, a 6-burner gas cooktop, double wall ovens and a spacious pantry. The generous primary suite offers a relaxing retreat with a well-appointed bath featuring a soaking tub and separate tiled walk-in shower. The attractive Hardie-sided exterior is complemented by a welcoming covered front porch overlooking a peaceful pastoral view, large rear patio with firepit, partially fenced backyard and meticulously maintained landscaping. The oversized 3-car attached garage features non-skid epoxy flooring, plus finished interior stairs leading to an expansive unfinished area currently used for storage but offering excellent potential for future living space, a studio or home office. Additional features include a fully encapsulated crawlspace with dehumidifier and concrete driveway. An exceptional custom home offering space, quality and a lovely rural setting—all outside city limits yet convenient to Rutherford County towns and attractions, with Hwy 74 and Hwy 221 just minutes away for easy access throughout the area and beyond.

Property details

Beds
3
Baths
2.5
SqFt
2,797
Lot
Year built
2016
Type
Single Family
Days on market
45
Garage
3
Style
Traditional
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space

Features

  • Attic Stairs Fixed
  • Split Bedroom
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Fire Pit
  • Gas Grill

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,968/ month

Principal & interest
$5,109
Property tax (~0.90%)
$618
Homeowners insurance
$240
HOA dues

Down payment

$41,250 down · $783,750 financed

Income to qualify (28% rule)

~$255,807 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.