Charlotte · Charlotte, NC
1109 Moray Court
Charlotte, NC · 1,465 sqft
$585,000
- 3Beds
- 2Baths
- 1,465SqFt
- 2008Year
- 1Days on market
About this home
CLICK VIRTUAL TOUR FOR VIDEO WALKTHROUGH - Beautifully maintained ranch style home tucked away on a quiet, tree-lined cul-de-sac in the desirable Southern Oaks community. Ideally located just minutes from SouthPark, Cotswold, and Uptown Charlotte, this move-in ready home offers the perfect combination of comfort, convenience, and low maintenance living. Inside, the open floor plan features soaring vaulted ceilings, abundant natural light, rich hardwood floors throughout the main living areas, and a cozy gas fireplace that anchors the spacious living room. The updated kitchen is both stylish and functional with quartz countertops, white shaker cabinetry extended to the ceiling, ceramic tile backsplash, stainless steel appliances, and a gas cooktop, all flowing seamlessly into the bright breakfast nook. The split-bedroom layout provides exceptional privacy, with the spacious primary suite offering a tray ceiling, large walk-in closet, dual-sink vanity, oversized tiled shower, and relaxing garden tub. Two additional bedrooms and a full bath offer flexibility for guests, family or a home office. Step outside to your own private retreat featuring a fully fenced backyard surrounded by mature privacy trees, an expansive patio, and a pergola, creating the perfect space for entertaining or relaxing. Additional updates include a new furnace (2024), water heater (2023), and air conditioning system (2019). This exceptional home is ready for its next owner.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,465
- Lot
- —
- Year built
- 2008
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Heating
- Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Wood
- HOA dues
- $515 / yr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,348/ month
- Principal & interest
- $3,623
- Property tax (~1.05%)
- $511
- Homeowners insurance
- $170
- HOA dues
- $42
Down payment
$29,250 down · $555,750 financed
Income to qualify (28% rule)
~$186,364 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 48 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


