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Charlotte · Charlotte, NC

1109 Moray Court

Charlotte, NC · 1,465 sqft

$585,000

  • 3Beds
  • 2Baths
  • 1,465SqFt
  • 2008Year
  • 1Days on market

About this home

CLICK VIRTUAL TOUR FOR VIDEO WALKTHROUGH - Beautifully maintained ranch style home tucked away on a quiet, tree-lined cul-de-sac in the desirable Southern Oaks community. Ideally located just minutes from SouthPark, Cotswold, and Uptown Charlotte, this move-in ready home offers the perfect combination of comfort, convenience, and low maintenance living. Inside, the open floor plan features soaring vaulted ceilings, abundant natural light, rich hardwood floors throughout the main living areas, and a cozy gas fireplace that anchors the spacious living room. The updated kitchen is both stylish and functional with quartz countertops, white shaker cabinetry extended to the ceiling, ceramic tile backsplash, stainless steel appliances, and a gas cooktop, all flowing seamlessly into the bright breakfast nook. The split-bedroom layout provides exceptional privacy, with the spacious primary suite offering a tray ceiling, large walk-in closet, dual-sink vanity, oversized tiled shower, and relaxing garden tub. Two additional bedrooms and a full bath offer flexibility for guests, family or a home office. Step outside to your own private retreat featuring a fully fenced backyard surrounded by mature privacy trees, an expansive patio, and a pergola, creating the perfect space for entertaining or relaxing. Additional updates include a new furnace (2024), water heater (2023), and air conditioning system (2019). This exceptional home is ready for its next owner.

Property details

Beds
3
Baths
2
SqFt
1,465
Lot
Year built
2008
Type
Single Family
Days on market
1
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
HOA dues
$515 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,348/ month

Principal & interest
$3,623
Property tax (~1.05%)
$511
Homeowners insurance
$170
HOA dues
$42

Down payment

$29,250 down · $555,750 financed

Income to qualify (28% rule)

~$186,364 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.