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Shelby · Shelby, NC

1104 Spann Street

Shelby, NC · 900 sqft

$125,000

Reduced from $150,000

  • 3Beds
  • 2Baths
  • 900SqFt
  • 1932Year
  • 55Days on market

About this home

Move-In Ready! | 2 BR, 2 BA Near Downtown Shelby

Welcome to a home that offers the perfect blend of comfort, convenience, and capability. Boasting a functional 2-bedroom, 2-bathroom layout, this property is completely turn-key and ready for its next chapter. Whether you are looking for a cozy place to call your own or a hassle-free addition to your rental portfolio, this low-maintenance gem fits the bill perfectly.

Location is everything, and this property delivers. Situated just moments away from vibrant Downtown Shelby, you’ll enjoy quick access to local dining, shopping, and community events. For commuters, the proximity to major highways makes traveling to surrounding areas a breeze, offering the perfect balance of small-town charm and easy accessibility.

Investor Note: Skip the rehab headache. This property is primed for the rental market from day one in a growing, high-demand area.

Don't let this versatile opportunity slip away. Schedule your private tour today and imagine the possibilities!

Property details

Beds
3
Baths
2
SqFt
900
Lot
Year built
1932
Type
Single Family
Days on market
55
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$904/ month

Principal & interest
$774
Property tax (~0.90%)
$93
Homeowners insurance
$36
HOA dues

Down payment

$6,250 down · $118,750 financed

Income to qualify (28% rule)

~$38,758 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.