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Charlotte · Charlotte, NC

11022 Garden Oaks Lane

Charlotte, NC · 2,102 sqft

$309,900

Reduced from $324,900

  • 4Beds
  • 3.5Baths
  • 2,102SqFt
  • 2000Year
  • 67Days on market

About this home

This is your opportunity to own a spacious 4-bedroom, 3.5-bath townhome in one of Charlotte's hottest and most convenient locations! Move-in ready, this home has been freshly updated with new interior paint throughout, brand-new flooring in all bathrooms, and a brand-new deck, all completed within the last few days. Water heater replaced in 2025, Roof in 2024 and HVAC in 2023.

All of this is just minutes from I-485 and I-77, with Uptown Charlotte only about 14 miles away.

The main level welcomes you with an open-concept living room and kitchen, creating the perfect space for everyday living and entertaining, with direct access to the new deck overlooking the backyard.

Upstairs, you'll find the spacious primary suite and an additional bedroom, each featuring its own private full bathroom for added comfort and privacy.

The fully finished lower level offers incredible flexibility with two additional bedrooms, a full bathroom, and a versatile living area that can easily serve as a home office, gym, media room, or guest suite. With direct access to the backyard, this space is ideal for multigenerational living, guests, or working from home.

Offering generous living space across three levels, thoughtful updates, and an unbeatable location, this home is ready for its next owner to move in and enjoy.

Property details

Beds
4
Baths
3.5
SqFt
2,102
Lot
Year built
2000
Type
Townhome
Days on market
67
Heating
Central
Cooling
Central Air
Foundation
Basement, Slab
HOA dues
$305 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,585/ month

Principal & interest
$1,919
Property tax (~1.05%)
$271
Homeowners insurance
$90
HOA dues
$305

Down payment

$15,495 down · $294,405 financed

Income to qualify (28% rule)

~$110,822 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.