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Charlotte · Charlotte, NC

11018 Garden Oaks Lane

Charlotte, NC · 2,013 sqft

$292,000

  • 3Beds
  • 3.5Baths
  • 2,013SqFt
  • 2000Year

About this home

Welcome to this well-maintained 3-bedroom, 3.5-bath townhome offering three levels of versatile living in a low-maintenance community. Freshly painted throughout with freshly cleaned carpet, a roof replaced in 2024, and HVAC replaced in 2019, this home is move-in ready for its next owner. The main level features a spacious living area, a bright kitchen with a dedicated breakfast area, and access to an elevated deck overlooking the private, fenced backyard—perfect for relaxing or entertaining. Upstairs, you'll find the primary suite with a private bath, along with an additional bedroom and full bathroom. The fully finished lower level offers exceptional flexibility with its own bedroom, full bathroom, living area, and laundry room, making it ideal for guests, multi-generational living, a home office, or recreation space. Step outside to the lower patio and enjoy the privacy of the fenced backyard. Conveniently located just minutes from shopping, dining, and I-485, this spacious townhome offers the perfect combination of space, flexibility, and an unbeatable location.

Property details

Beds
3
Baths
3.5
SqFt
2,013
Lot
Year built
2000
Type
Townhome
Style
Traditional
Heating
Central
Cooling
Central Air
Foundation
Basement, Slab
HOA dues
$305 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,454/ month

Principal & interest
$1,808
Property tax (~1.05%)
$255
Homeowners insurance
$85
HOA dues
$305

Down payment

$14,600 down · $277,400 financed

Income to qualify (28% rule)

~$105,176 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.