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Spindale · Spindale, NC

110 Kingston Place

Spindale, NC · 1,564 sqft

$385,000

Reduced from $410,000

  • 3Beds
  • 2Baths
  • 1,564SqFt
  • 2022Year
  • 72Days on market

About this home

MOTIVATED SELLERS, offering $2000 concession toward buyer closing costs! Welcome to easy, low-maintenance living in the highly desirable 55+ community of Sparks Crossing! Built in 2022, this impeccably maintained 3-bedroom, 2-bath brick home offers 1,564 square feet of thoughtfully designed single-level living with no stairs, combining comfort with exceptional quality and convenience. The inviting open floor plan is perfect for everyday living and entertaining, featuring a cozy gas log fireplace with a custom mantel as the focal point of the living area. The kitchen offers updated appliances and ample cabinet/counter space making meal prep a breeze! The desirable split-bedroom floor plan provides privacy for the spacious primary suite, complete with an ensuite bath and generous walk-in closet. Two additional bedrooms and a full bath offer plenty of space for guests, hobbies, or a home office. Step outside onto the spacious back deck and enjoy outdoor living with a natural gas BBQ grill that conveys—perfect for entertaining family and friends. Beautifully upgraded landscaping enhances the curb appeal, while HOA-maintained lawn care means you can spend more time enjoying your home and less time working in the yard. Additional features include a laundry room with a washer/dryer that convey, and a spacious two-car garage complete with a utility sink and butcher block countertop, perfect for projects, gardening, or additional workspace. Attic storage provides plenty of room for seasonal decorations and extra belongings. Situated on a 0.25-acre lot in the meticulously maintained Sparks Crossing community, residents enjoy direct access to the Thermal Belt Rail Trail and are just minutes from downtown Rutherfordton's shopping, dining, healthcare, and local amenities. This move-in-ready home is packed with thoughtful upgrades, practical features, and low-maintenance convenience, making it an exceptional opportunity to enjoy carefree 55+ living. With motivated sellers, now is the perfect time to make this beautiful home yours!

Property details

Beds
3
Baths
2
SqFt
1,564
Lot
Year built
2022
Type
Single Family
Days on market
72
Garage
2
Style
Ranch
Heating
Heat Pump, Natural Gas
Cooling
Electric, Heat Pump
Foundation
Crawl Space
Flooring
Vinyl
HOA dues
$120 / mo

Features

  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,905/ month

Principal & interest
$2,384
Property tax (~0.90%)
$288
Homeowners insurance
$112
HOA dues
$120

Down payment

$19,250 down · $365,750 financed

Income to qualify (28% rule)

~$124,519 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.