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Charlotte · Charlotte, NC

10946 Garden Oaks Lane

Charlotte, NC · 2,199 sqft

$300,000

  • 3Beds
  • 3.5Baths
  • 2,199SqFt
  • 2001Year

About this home

QUALIFIES FOR 100% FINANCING!! Welcome to this spacious townhome in the Garden Oaks neighborhood. One of the larger units available, offering nearly 2,200 square feet of comfortable living space. This home boasts the LOWEST PRICE PER SQFT IN THE NEIGHBORHOOD - 3 large bedrooms, 3 1/2 bathrooms and provides plenty of room to live, work, or entertain. The main level is highlighted beautifully with hardwood flooring throughout the entry, living room, and dining areas. The layout opens up to the spacious kitchen, equipped with plenty of counter space, a freestanding island, tile backsplash, ample cabinet space, and even a pantry if that isn't enough. Upstairs, you'll find the generously sized primary bedroom separate from the rest with its own walk-in closet, tray ceiling, and attached bathroom with a double sink vanity. The Upstairs also features a second generously sized bedroom and a shared full bathroom, while the lower level offers an additional third bedroom, updated full bathroom, and flexible living space for an office with direct access to the walk-out patio. Conveniently located with easy access to nearby shopping, recreation, dining, and the major freeways I485 & I77. Schedule your showing today!

Property details

Beds
3
Baths
3.5
SqFt
2,199
Lot
Year built
2001
Type
Townhome
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement
Flooring
Carpet, Hardwood, Vinyl
HOA dues
$305 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,512/ month

Principal & interest
$1,857
Property tax (~1.05%)
$262
Homeowners insurance
$87
HOA dues
$305

Down payment

$15,000 down · $285,000 financed

Income to qualify (28% rule)

~$107,699 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.