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Lowell · Lowell, NC

109 S Pine Street

Lowell, NC · 1,001 sqft

$229,000

Reduced from $249,000

  • 3Beds
  • 1Baths
  • 1,001SqFt
  • 1948Year
  • 77x197Lot
  • 58Days on market

About this home

Price Improvement!!! Motivated Seller!!! Welcome to this charming 3-bedroom, 1-bath home nestled in the heart of Gastonia. Offering the perfect blend of comfort and convenience, this inviting home features an easy-flowing floor plan, a level yard, city water and sewer, and a detached garage with plenty of room for storage, hobbies, or a workshop. Fresh updates with a recently updated kitchen and new windows, updated wood door with beveled glass, hardwood floors in living room and new LVP in kitchen. Enjoy the ease of in-town living while being just minutes from historic downtown McAdenville, where you’ll find locally owned shops, restaurants, and year-round festivals. Whether you’re a first-time homebuyer, looking to downsize, or searching for a smart investment opportunity, this property offers exceptional value in one of North Carolina’s most sought-after small towns. Relax on the front porch, enjoy the spacious yard and appreciate the convenience of nearby parks, schools, and everyday amenities. With its desirable location, manageable size, and welcoming character, this home is ready for its next chapter. Come experience the charm and lifestyle that make Lowell such a special place to call home!

Property details

Beds
3
Baths
1
SqFt
1,001
Lot
77x197
Year built
1948
Type
Single Family
Days on market
58
Style
Traditional
Heating
Electric
Cooling
Electric
Foundation
Crawl Space
Flooring
Wood

Features

  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,656/ month

Principal & interest
$1,418
Property tax (~0.90%)
$171
Homeowners insurance
$66
HOA dues

Down payment

$11,450 down · $217,550 financed

Income to qualify (28% rule)

~$71,005 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.