View all 31 photos →

Mooresville · Mooresville, NC

109 Plover Lane

Mooresville, NC · 2,109 sqft

$454,900

Reduced from $464,990

  • 3Beds
  • 2.5Baths
  • 2,109SqFt
  • 2026Year
  • 91Days on market

About this home

Set on a hill overlooking the trees along the Dye Creek Greenway, the Jasmine on Homesite 32 has earned its nickname: the Treetop Cottage. Its layered gables, olive-and-cream exterior, and covered front porch add a subtle English countryside influence, while the dramatic covered rear porch opens toward the elevated, tree-lined setting. This 2,109 sq. ft. under-construction home offers 3 bedrooms, 2.5 baths, a flexible loft, and an attached 2-car garage. Estimated completion is September 2026.

Inside, the main level balances definition and flow. The kitchen, dining area, and living room each have a clear purpose while remaining connected. LVP flooring runs through the main living areas, and the kitchen includes quartz countertops, a large island, 42-inch cabinets, a gas cooktop, wall oven, microwave, and pantry. The covered rear porch extends the living space toward the trees behind the home.

Upstairs are 3 bedrooms, a versatile loft, and the laundry room. The primary suite includes a walk-in closet and a bath with dual vanities, a private water closet, and a tiled walk-in shower.

Farms at Bellingham is an intimate 42-home community with direct access to the Dye Creek Greenway. Additional community amenities include a dog park, picnic and recreation areas, sidewalks, streetlights, and walking trails, with Davidson and Lake Norman-area recreation nearby. Estimated completion is subject to change.

Through August 31, buyers of eligible quick move-in homes may qualify for a limited-time builder-paid mortgage rate promotion that may help lower the monthly payment. Prefer flexibility? Choose up to $20,000 in Flex Cash toward eligible closing costs and other builder-approved uses instead. Preferred lender required for either option. The options cannot be combined. Eligibility and amounts vary by home and loan program. Financing is subject to qualification; incentives are subject to change, and complete terms apply.

Property details

Beds
3
Baths
2.5
SqFt
2,109
Lot
Year built
2026
Type
Single Family
Days on market
91
Garage
2
Style
Arts and Crafts, Traditional
Heating
Central, Natural Gas, Zoned
Cooling
Central Air, Zoned
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$92 / mo

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,383/ month

Principal & interest
$2,817
Property tax (~0.90%)
$341
Homeowners insurance
$132
HOA dues
$92

Down payment

$22,745 down · $432,155 financed

Income to qualify (28% rule)

~$144,993 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.