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Lancaster · Lancaster, SC

109 N Gregory Street

Lancaster, SC · 1,540 sqft

$259,900

  • 4Beds
  • 2.5Baths
  • 1,540SqFt
  • 2026Year
  • 1Days on market

About this home

It is finally here!!! A beautifully completed new construction home offering 4 bedrooms and 2.5 bathrooms in a convenient Lancaster location, and opportunities like this at this price point do not come along often. With approximately 1,540 square feet of thoughtfully designed living space, this home blends modern finishes, functionality, and exceptional value. A standout feature is the primary bedroom located on the main floor, providing added privacy and everyday convenience. The kitchen features granite countertops, while energy-efficient LED lighting throughout creates a bright, modern atmosphere while helping reduce energy consumption. Four-bedroom homes can be hard to find in this price range, making this property an excellent opportunity for buyers who need additional space without stretching the budget. The additional bedrooms offer tremendous flexibility for family, guests, home offices, hobby rooms, or even potential rental opportunities for buyers looking to offset housing expenses, subject to applicable regulations. Located just minutes from Downtown Lancaster, shopping, dining, schools, and everyday conveniences are close at hand. With brand-new construction, a main-level primary suite, granite countertops, energy-efficient features, four bedrooms, and a price positioned to sell, this is a home that deserves to be seen sooner rather than later.

Property details

Beds
4
Baths
2.5
SqFt
1,540
Lot
Year built
2026
Type
Single Family
Days on market
1
Style
Modern
Heating
Central, Electric
Cooling
Central Air, Electric
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,880/ month

Principal & interest
$1,609
Property tax (~0.90%)
$194
Homeowners insurance
$75
HOA dues

Down payment

$12,995 down · $246,905 financed

Income to qualify (28% rule)

~$80,587 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.