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Valdese · Valdese, NC

109 Morgan Trace Drive SW

Valdese, NC · 1,232 sqft

$284,900

Reduced from $289,900

  • 2Beds
  • 2Baths
  • 1,232SqFt
  • 2005Year
  • 78Days on market

About this home

Reduced $284,900. Check out this pristine 2-bedroom, 2-bath townhome in Morgan Trace, Valdese! Enjoy hassle-free living with lawn and exterior maintenance included. This convenient 1 level home boasts a vaulted ceiling, spacious kitchen, living room with gas fireplace, dining area and den/sunroom. Features include wood style floors, tile style kitchen and bathrooms, oak cabinets, and white appliances. Central air for those hot summer days and cozy natural gas heat for those cold winter nights. Primary bath offers a 5ft walk-in shower and single vanity. 1-car garage Relax on the Rear private fenced area, perfect for relaxing! Furniture available at an additional cost if desired.

Property details

Beds
2
Baths
2
SqFt
1,232
Lot
Year built
2005
Type
Townhome
Days on market
78
Garage
1
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Laminate
View
City, Mountain(s), Year Round
HOA dues
$145 / mo

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Entrance Foyer
  • Hot Tub
  • Open Floorplan
  • Split Bedroom
  • Walk-In Closet(s)
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,206/ month

Principal & interest
$1,764
Property tax (~0.90%)
$213
Homeowners insurance
$83
HOA dues
$145

Down payment

$14,245 down · $270,655 financed

Income to qualify (28% rule)

~$94,553 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.