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Kings Mountain · Kings Mountain, NC

108 Three Oaks Lane

Kings Mountain, NC · 1,706 sqft

$575,000

Reduced from $675,000

  • 3Beds
  • 2Baths
  • 1,706SqFt
  • 1979Year
  • 498Days on market

About this home

Tucked away in a peaceful cove on Moss Lake, this charming waterfront home sits on approximately 1 acre across two parcels, offering the perfect blend of privacy, comfort, and natural beauty. Featuring 3 spacious bedrooms and 2 updated bathrooms, the home showcases a welcoming layout designed for everyday living and entertaining.

The updated kitchen is appointed with granite countertops and opens to a cozy family room highlighted by a beautiful fireplace. Hardwood flooring extends throughout the main living areas, while ceramic tile enhances the kitchen and bathrooms.

Step outside to enjoy the multi-level deck, complete with a partially covered section for shaded relaxation, or unwind in the enclosed outdoor living space while taking in the serene surroundings. The unfinished basement offers excellent storage and future expansion potential, featuring a wood-burning stove and utility sink.

Whether you're looking for a full-time residence or a weekend lake retreat, this Moss Lake property offers peaceful waterfront living with plenty of space to enjoy. Motivated seller—bring your offer!

Property details

Beds
3
Baths
2
SqFt
1,706
Lot
Year built
1979
Type
Single Family
Days on market
498
Garage
1
Style
Arts and Crafts
Heating
Heat Pump, Wood Stove
Cooling
Central Air, Heat Pump
Foundation
Basement
Flooring
Tile, Wood
View
Water
HOA dues
$110 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,169/ month

Principal & interest
$3,561
Property tax (~0.90%)
$431
Homeowners insurance
$167
HOA dues
$9

Down payment

$28,750 down · $546,250 financed

Income to qualify (28% rule)

~$178,683 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.