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Nebo · Nebo, NC

108 High Lake Drive

Nebo, NC · 4,282 sqft

$1,100,000

  • 3Beds
  • 2.5Baths
  • 4,282SqFt
  • 2004Year
  • 13Days on market

About this home

Set on .79 acres, this exceptional cabin-style retreat in the sought-after Arbor at Lake James community boasts some of the best views on the lake, with an unforgettable 180-degree panorama encompassing Lake James, Linville Mountain, Hawksbill, Shortoff Mountain, Grandfather Mountain, and the Blue Ridge Mountain range. A wraparound porch and expansive wraparound deck offer multiple spaces to soak in the ever-changing scenery, while a covered porch, patio, and firepit create additional inviting spots to relax or entertain outdoors. A deeded boat slip on the community's newly built docks provides effortless access to all that Lake James has to offer. The main living areas showcase warm, inviting cabin character with an open, light-filled layout designed to frame the panoramic views from nearly every angle, and the primary bedroom is conveniently located on the first floor. Recent updates include new appliances, new deck rails, a new roof, and a new HVAC unit, offering peace of mind for years to come. The home also features abundant storage throughout. The lower level offers generous bonus and flex space, including two additional rooms currently used as bedrooms, a full bath, and a media room; please note this finished basement space is unpermitted. Offered fully furnished (please see Agent Remarks for items not included), this home is truly move-in ready. Short-term rentals are permitted within the community, making this property an excellent option as a full-time residence, weekend getaway, or income-producing investment. With its rare combination of natural beauty, water access, rental flexibility, and comfortable living, 108 High Lake Drive is a standout offering in one of Lake James' premier communities.

Property details

Beds
3
Baths
2.5
SqFt
4,282
Lot
Year built
2004
Type
Single Family
Days on market
13
Style
Cabin
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement
View
Long Range, Mountain(s), Year Round
HOA dues
$1,680 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$8,098/ month

Principal & interest
$6,812
Property tax (~0.90%)
$825
Homeowners insurance
$320
HOA dues
$140

Down payment

$55,000 down · $1,045,000 financed

Income to qualify (28% rule)

~$347,076 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.