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Rutherfordton · Rutherfordton, NC

1076 Grays Creek Church Road

Rutherfordton, NC · 1,891 sqft

$489,000

Reduced from $509,000

  • 3Beds
  • 3Baths
  • 1,891SqFt
  • 1998Year
  • 79Days on market

About this home

Country living at its best! This well-maintained 3BR/3BA ranch sits on 2 private acres and offers 1,891 sq ft of comfortable one-level living. The spacious interior features large living, dining and kitchen areas, plus a versatile breezeway that could easily serve as a den, office, 4th bedroom or additional gathering space. The split-bedroom floor plan includes a main-level primary suite, main-level laundry, laminate and tile flooring, gas fireplace, and walk-in closet. The property truly shines outdoors, with plenty of space for work, hobbies, storage, and enjoying the peaceful country setting. An attached 2-car garage provides everyday convenience and has tons of cabinetry space for extra activities and storage. The impressive 24x40 detached workshop offers substantial additional space with rollup doors, loft, office space, car lift and air compressor. A separate 15x16 outbuilding with plumbing adds even more versatility for future 2nd dwelling possibilities. Additional storage building conveys with the home also. Multiple covered porches, a spacious deck, and a fire pit create inviting spaces for relaxing, entertaining, and enjoying the wooded surroundings. With 2 private acres, peaceful wooded surroundings, multiple outbuildings, and abundant outdoor living space, this property offers the privacy and room to spread out that is hard to find—while still being just minutes from Rutherfordton. A wonderful opportunity for those looking for a well-maintained home with exceptional outdoor space and room for projects, hobbies, and everyday country living.

Property details

Beds
3
Baths
3
SqFt
1,891
Lot
Year built
1998
Type
Single Family
Days on market
79
Garage
2
Heating
Electric, Heat Pump, Propane
Cooling
Central Air
Foundation
Crawl Space
Flooring
Laminate, Hardwood, Tile

Features

  • Attic Stairs Pulldown
  • Walk-In Closet(s)
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,537/ month

Principal & interest
$3,028
Property tax (~0.90%)
$366
Homeowners insurance
$142
HOA dues

Down payment

$24,450 down · $464,550 financed

Income to qualify (28% rule)

~$151,624 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.