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Rutherfordton · Rutherfordton, NC

1076 Grays Creek Church Road

Rutherfordton, NC · 1,891 sqft

$509,000

  • 3Beds
  • 3Baths
  • 1,891SqFt
  • 1998Year
  • 1Days on market

About this home

Country living at its best! This well-maintained 3BR/3BA ranch sits on 2 private acres and offers 1,891 sq ft of comfortable one-level living. Features include large living, dining and kitchen areas, spacious breezeway that could be used as den or office, main level primary with split bedroom plan, main level laundry, hardwood and tile flooring, a gas fireplace, walk-in closet, attached 2-car garage, detached 24x40 workshop, 15 x16 outbuilding with plumbing and multiple covered porches plus a spacious deck. Enjoy peaceful wooded surroundings, a fire pit, and the perfect blend of privacy and convenience just minutes from Rutherfordton.

Property details

Beds
3
Baths
3
SqFt
1,891
Lot
Year built
1998
Type
Single Family
Days on market
1
Garage
2
Heating
Electric, Heat Pump, Propane
Cooling
Central Air
Foundation
Crawl Space
Flooring
Laminate, Hardwood, Tile

Features

  • Attic Stairs Pulldown
  • Walk-In Closet(s)
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,682/ month

Principal & interest
$3,152
Property tax (~0.90%)
$381
Homeowners insurance
$148
HOA dues

Down payment

$25,450 down · $483,550 financed

Income to qualify (28% rule)

~$157,825 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.