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Fort Mill · Fort Mill, SC

1075 Gardenia Street

Fort Mill, SC · 3,430 sqft

$1,180,000

  • 5Beds
  • 3Baths
  • 3,430SqFt
  • 2008Year

About this home

Highly sought-after larger cul-de-sac lot in the heart of Baxter Village featuring a backyard designed for entertaining and everyday living. Enjoy the saltwater heated pool with hot tub and slide, installed in 2017, alongside a covered outdoor kitchen complete with a built in gas grill, counter top gas fire bowl and fireplace. This move-in ready home has been thoughtfully updated with new wood floors and fresh dark walnut stain, HVAC systems approximately 3–4 years old, new plumbing including pex piping replaced in October 2025, tankless water heater, overhead garage storage, exterior paint completed approximately 1.5 years ago, and a crawl space enhanced with a new vapor barrier and dehumidifier. The spacious primary suite includes a custom Closet by Design system, while the upstairs bedrooms feature convenient Jack-and-Jill bathrooms. The kitchen offers a hood vent seamlessly matched to the cabinetry and opens beautifully to the family room, creating an ideal layout for gathering and entertaining. A rare Baxter Village opportunity offering the larger lot buyers desire along with the upgrades, functionality, and outdoor amenities today’s buyers are searching for in their next home.

Property details

Beds
5
Baths
3
SqFt
3,430
Lot
Year built
2008
Type
Single Family
Garage
2
Style
Bungalow
Heating
Forced Air
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
HOA dues
$1,300 / yr

Features

  • Attic Walk In
  • In-Ground Hot Tub / Spa
  • In-Ground Irrigation
  • Outdoor Kitchen

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$8,645/ month

Principal & interest
$7,308
Property tax (~0.90%)
$885
Homeowners insurance
$344
HOA dues
$108

Down payment

$59,000 down · $1,121,000 financed

Income to qualify (28% rule)

~$370,524 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Fort Mill

York SC · Top-rated schools

Fast-growing York County (SC) town just over the line from Ballantyne — top-tier school district draws relocating families from Charlotte.

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