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Zirconia · Zirconia, NC

107 Spruce Lane

Zirconia, NC · 3,519 sqft

$875,000

  • 3Beds
  • 2.5Baths
  • 3,519SqFt
  • 1991Year
  • 1Days on market

About this home

Nestled at an elevation of more than 2,300 feet in the private North Carolina section of The Cliffs Valley, this beautifully renovated mountain residence offers an exceptional setting with eastern views toward Posey and Corbin Mountain, inviting outdoor living spaces, and noticeably cooler summer temperatures. Ideally located near the Valley North gate, the home provides convenient access to Highway 25, historic Hendersonville, and Greenville while offering a peaceful mountain retreat. A welcoming driveway winds through beautifully landscaped grounds accented by mature mountain laurel, dogwoods, rhododendrons, and a magnificent cherry tree, leading to a new Trex front porch and elegant mahogany entry door. Inside, the great room makes an immediate impression with soaring ceilings, large windows framing the mountain views, and a striking stacked-stone, floor-to-ceiling fireplace. The light-filled main level offers an exceptionally livable layout with a gourmet kitchen, adjoining dining area, spacious primary suite, walk-in laundry room, and study. The updated chef’s kitchen combines functionality and style with a double oven, granite island, induction cooktop, and built-in microwave with exhaust fan. The main-level primary suite provides a private retreat with dual walk-in closets, Hickory laminate flooring, and direct access to an expanded private deck overlooking the mountains. The renovated primary bath features dual granite vanities, a walk-in shower, tile flooring, and a jetted tub with updated faucets and hardware. Multiple outdoor living spaces extend the main level, including the expanded deck, screened porch, and adjoining grill deck. An improved patio creates an additional setting for outdoor enjoyment, while thoughtfully designed landscape lighting enhances the property and grounds after sunset. Two upper-level guest bedrooms share a renovated full bath and provide comfortable accommodations for family and guests. The recently finished lower level offers versatile additional living space with beautiful Italian flooring, new drywall, ceiling tiles, and HVAC, ideal for a media room, recreation space, or hobby area. Two walk-in storage rooms have been encapsulated and equipped with wired sump pumps. Additional improvements include updated light fixtures, ceiling fans, carpet, window treatments, and door hardware; two new garage door openers; a replaced retaining wall; new asphalt driveway; new flagstone entry walkway; enhanced landscaping and drainage systems; and structural improvements to the primary bedroom deck, including added helical piers, replacement wood, and new stain. The interior and exterior have also been painted. With its cooler high-elevation setting, enhanced outdoor spaces, and exceptional proximity to the Valley North gate, 107 Spruce Lane offers a refined mountain retreat with convenient access to the best of Hendersonville and Greenville. A Club membership at The Cliffs is available for purchase with this property giving you access to all seven communities.

Property details

Beds
3
Baths
2.5
SqFt
3,519
Lot
Year built
1991
Type
Single Family
Days on market
1
Garage
2
Heating
Electric, Forced Air
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Tile, Wood
View
Mountain(s)
HOA dues
$1,982 / yr

Features

  • Attic Stairs Fixed
  • Built-in Features
  • Walk-In Closet(s)
  • Whirlpool

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,495/ month

Principal & interest
$5,419
Property tax (~0.90%)
$656
Homeowners insurance
$255
HOA dues
$165

Down payment

$43,750 down · $831,250 financed

Income to qualify (28% rule)

~$278,389 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.