Lake Toxaway · Lake Toxaway, NC
107 Flat Creek Drive
Lake Toxaway, NC · 1,288 sqft
$265,000
- 3Beds
- 2Baths
- 1,288SqFt
- 1983Year
- 1Days on market
About this home
Discover an opportunity to own property in beautiful Lake Toxaway with a total of 1.58 unrestricted acres, including the adjoining .60-acre lot. Built in 1983, this 3-bedroom, 2-bath home offers a functional layout with all bedrooms and baths located on the main level. The full unfinished basement provides excellent storage and workspace, with potential for future expansion. The property features a relatively level area behind the home with plenty of room for a garden, outdoor activities, or additional improvements. A small creek adds to the natural setting and mountain property appeal. This property offers usable acreage and the flexibility that comes with unrestricted land. The home is being sold AS IS as part of an estate and will require repairs and updates, including a roof replacement. This is an excellent opportunity for a buyer looking for property with acreage and the potential to renovate and make it their own.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,288
- Lot
- —
- Year built
- 1983
- Type
- Single Family
- Days on market
- 1
- Heating
- Wood Stove
- Cooling
- None
- Foundation
- Basement
- Flooring
- Carpet, Laminate, Tile
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,917/ month
- Principal & interest
- $1,641
- Property tax (~0.90%)
- $198
- Homeowners insurance
- $77
- HOA dues
- —
Down payment
$13,250 down · $251,750 financed
Income to qualify (28% rule)
~$82,168 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.