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Stony Point · Stony Point, NC

107 Cain Road

Stony Point, NC · 1,627 sqft

$315,000

  • 3Beds
  • 2.5Baths
  • 1,627SqFt
  • 2026Year
  • 12Days on market

About this home

SPECIAL BUYER INCENTIVE: $3,000 TOWARDS CLOSING COSTS OR INTEREST RATE BUY-DOWN WITH AN ACCEPTABLE OFFER!

This brand-new construction two-story home sits on an expansive 0.58-acre lot, conveniently located just 1 mile from the Statesville line and 4.8 miles to I-40. The main level features durable LVP flooring throughout an open-concept layout. The kitchen comes equipped with a pantry, tile backsplash 1 , stainless steel appliances, and a center island with extra storage. Upstairs, the home offers three spacious bedrooms and a dedicated 2 , easy-access laundry area. The primary suite boasts a large walk-in closet and a spacious bathroom complete with 3 a tiled walk-in shower. Featuring a single-car garage and a backyard patio, this move-in-ready home 4 is available for immediate occupancy!

Property details

Beds
3
Baths
2.5
SqFt
1,627
Lot
Year built
2026
Type
Single Family
Days on market
12
Garage
1
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,279/ month

Principal & interest
$1,950
Property tax (~0.90%)
$236
Homeowners insurance
$91
HOA dues

Down payment

$15,750 down · $299,250 financed

Income to qualify (28% rule)

~$97,672 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.