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Charlotte · Charlotte, NC

1051 Churchill Downs Court #E

Charlotte, NC · 664 sqft

$189,900

  • 1Beds
  • 1Baths
  • 664SqFt
  • 1988Year

About this home

Welcome to this move-in-ready 1-bedroom, 1-bath condo in the heart of Cotswold! Thoughtfully maintained, this inviting home features a bright and functional floor plan, a spacious living area, and a well-appointed kitchen featuring quartz countertops, stainless steel appliances, a classic subway tile backsplash, and plenty of cabinet and counter space. Step outside to your private patio overlooking a peaceful wooded setting, complete with an exterior storage closet for added convenience. All appliances convey, including the refrigerator, washer, and dryer, making your move effortless. A recent update includes a new water heater installed in 2025. Residents enjoy community amenities including a swimming pool and tennis courts. Just minutes from shopping, dining, parks, Plaza Midwood, SouthPark, Uptown Charlotte, and major highways, this home offers the perfect blend of comfort, convenience, and location. Whether you’re a first-time homebuyer, looking for a place to call home, or searching for an investment opportunity, this is one you won’t want to miss!

Property details

Beds
1
Baths
1
SqFt
664
Lot
Year built
1988
Type
Condo
Heating
Forced Air, Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Laminate
HOA dues
$260 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$1,657/ month

Principal & interest
$1,176
Property tax (~1.05%)
$166
Homeowners insurance
$55
HOA dues
$260

Down payment

$9,495 down · $180,405 financed

Income to qualify (28% rule)

~$71,042 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

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ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.