Statesville · Statesville, NC
105 Wharf Lane #104
Statesville, NC · 2,419 sqft
$699,900
- 3Beds
- 3Baths
- 2,419SqFt
- 2026Year
- 1Days on market
About this home
Welcome to 105 Wharf Lane, a newly built custom home located inside the gated River Oaks Landings community along the Catawba River, offering community Lake Norman access, a picnic area, and a peaceful natural setting. Designed with comfort, function, and elevated finishes in mind, this home features 3 bedrooms, 3 full bathrooms, a private main-level office, spacious bonus room, 2-car garage, attic storage, and thoughtful designer details throughout.
From the double arched front doors, the home opens to bright main living spaces with vaulted ceilings, decorative beams, large windows, LED-lit built-ins, a 60-inch Touchstone fireplace, limewash feature wall, and an integrated custom pet house. The kitchen is a true centerpiece with a quartz waterfall island, marble backsplash, custom decorative hood, pendant lighting, under-cabinet lighting, Delta faucet, KitchenAid appliances, 5-burner gas cooktop, double ovens, wine cooler, dishwasher, garbage disposal, glass rinser, abundant cabinetry, and an arched pantry door.
The main-level primary suite offers tall ceilings, natural light, a spa-inspired bath with freestanding tub, glass shower, rain shower, hand shower, bench, dual vanity, finished walk-in closet, and convenient laundry pass-through. The designer laundry room includes tile flooring, cabinetry, utility sink, and pet shower. A guest bath showcases herringbone marble flooring, Delta fixtures, and a fully tiled arched dome shower with rain shower.
Upstairs, the home continues with spacious bedrooms, finished closets with shelving, full bathrooms, linen storage, and a bright bonus room overlooking the surrounding neighborhood and pine trees. Additional features include a Sommer garage door motor, Rinnai tankless water heater, seller-owned LP gas tank, modern LP gas system components, illuminated crawl space, generous natural light, and landscaping designed to complement the home’s setting.
A thoughtfully designed custom home with quality finishes, flexible spaces, and access to a quiet lake-area lifestyle. Certificate of Occupancy is in process while final inspection/punch-list items are being completed. Buyer/Buyer Agent to verify schools, square footage, HOA fees, community amenities, lake access, utilities, permits, CO status, and any information deemed important.
Property details
- Beds
- 3
- Baths
- 3
- SqFt
- 2,419
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Style
- Traditional
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air, Electric
- Foundation
- Crawl Space
- Flooring
- Marble, Tile, Vinyl
- HOA dues
- $500 / yr
Features
- Attic Stairs Pulldown
- Built-in Features
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Storage
- Walk-In Closet(s)
- Walk-In Pantry
- Other - See Remarks
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$5,105/ month
- Principal & interest
- $4,334
- Property tax (~0.90%)
- $524
- Homeowners insurance
- $204
- HOA dues
- $41
Down payment
$34,995 down · $664,905 financed
Income to qualify (28% rule)
~$218,803 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.