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Morganton · Morganton, NC

105 S Anderson Street

Morganton, NC · 1,716 sqft

$285,000

Reduced from $300,000

  • 4Beds
  • 2Baths
  • 1,716SqFt
  • 1930Year
  • 28Days on market

About this home

Welcome home to this beautifully maintained 4 bedroom, 2 bath bungalow offering endless character and comfort. Built in 1930, this classic home showcases gorgeous hardwood floors, a cozy living room fireplace, large windows that fill the home with abundant natural light, and timeless architectural details that blend historic charm with everyday functionality. Step outside to enjoy the level, private, fenced backyard, perfect for entertaining, gardening, or simply unwinding. The back patio and covered side porch create inviting outdoor living spaces, while the basement provides ample storage for all your needs. Conveniently located in the heart of downtown Morganton, you’ll love having boutique shops, local restaurants, parks, and other downtown amenities just around the corner! Whether you’re grabbing your morning coffee, meeting friends for dinner, or enjoying everything downtown has to offer, this home provides the perfect blend of small-town charm and modern convenience. Ideal for first-time homebuyers, downsizers, or those seeking a fantastic investment opportunity, this charming home is one you won't want to miss!

Property details

Beds
4
Baths
2
SqFt
1,716
Lot
Year built
1930
Type
Single Family
Days on market
28
Style
Bungalow
Heating
Central, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Window Unit(s)
Foundation
Basement
Flooring
Wood

Features

  • Attic Other
  • Attic Walk In
  • Built-in Features

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,061/ month

Principal & interest
$1,765
Property tax (~0.90%)
$213
Homeowners insurance
$83
HOA dues

Down payment

$14,250 down · $270,750 financed

Income to qualify (28% rule)

~$88,370 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.