Charlotte · Charlotte, NC
105 N Smallwood Place
Charlotte, NC · 2,045 sqft
$534,000
Reduced from $589,000
- 3Beds
- 2.5Baths
- 2,045SqFt
- 2025Year
- 114Days on market
About this home
!!! Up to a POTENTIAL $20,000 in BUILDER and PREFERRED LENDER assistance towards down payment and closing costs!!!
Modern new construction townhome offering NO HOA and easy access to Uptown and I77! Welcome home to this move-in-ready 3 bedroom, 2.5 bath home which features an open-concept layout filled with natural light, a modern kitchen with quartz countertops, stainless steel appliances, and a large island. Spacious primary suite with dual walk-in closet and spa-style bath. Enjoy a private deck, fully fenced backyard, and rare HUGE 2-car garage! Located in a rapidly growing area close to fun new restaurants, breweries, greenways, public transportation and major commuter routes. Modern design, prime location, and no HOA dues. This is an incredible opportunity in a central, fast-growing location. Reach out with any questions!
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 2,045
- Lot
- —
- Year built
- 2025
- Type
- Townhome
- Days on market
- 114
- Garage
- 2
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
- Foundation
- Slab
- Flooring
- Vinyl
Features
- Attic Stairs Pulldown
- Kitchen Island
- Open Floorplan
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,930/ month
- Principal & interest
- $3,307
- Property tax (~1.05%)
- $467
- Homeowners insurance
- $155
- HOA dues
- —
Down payment
$26,700 down · $507,300 financed
Income to qualify (28% rule)
~$168,438 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 31 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.
