Charlotte · Charlotte, NC
1047 White Plains Road
Charlotte, NC · 1,800 sqft
$349,990
- 4Beds
- 3Baths
- 1,800SqFt
- 1965Year
About this home
Welcome to 1047 White Plains Road, Charlotte, NC 28213 — a beautifully updated full-brick ranch offering the perfect blend of timeless construction, modern updates, and an unbeatable location.
Nestled on over one-third of an acre with no HOA, this 4-bedroom, 3-bathroom home features roughly 1,800 square feet of living space, a full finished walkout basement, and a large, cleared backyard that backs to a natural tree line for added privacy and a peaceful setting.
Inside, you'll find updated finishes, spacious living areas, and a flexible floor plan designed to accommodate a variety of lifestyles. The full walkout basement provides endless possibilities for additional living space, a home office, play room, guest suite, and/or gym.
Step outside and enjoy the freedom that comes with a generous backyard—perfect for entertaining, gardening, pets, outdoor play, or simply relaxing while enjoying the privacy of mature trees behind the property.
Location is everything, and this home delivers. Situated less than 5 minutes from Charlotte's vibrant NoDa Arts District, you'll enjoy easy access to some of the city's most beloved local breweries, coffee shops, live music venues, art galleries, restaurants, and neighborhood events.
Commuters will appreciate being just 15 minutes from Uptown Charlotte and less than 20 minutes from Charlotte Douglas International Airport, providing convenient access to employment centers, entertainment, dining, professional sports, and travel.
The combination of full-brick construction, a walkout basement, a large homesite, no HOA restrictions, and proximity to some of Charlotte's most desirable destinations makes this a rare opportunity.
Qualified buyers may be eligible for First National Bank's Community Uplift program providing upt o $10,000 in closing cost & down payment assistance, as well as no mortgage insurance requirements, potentially making homeownership more affordable.
Don't miss your chance to own a move-in-ready home with space, privacy, and convenience in one of Charlotte's most rapidly growing areas.
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 1,800
- Lot
- —
- Year built
- 1965
- Type
- Single Family
- Heating
- Electric
- Cooling
- Electric
- Foundation
- Basement
- Flooring
- Tile, Laminate
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,575/ month
- Principal & interest
- $2,167
- Property tax (~1.05%)
- $306
- Homeowners insurance
- $102
- HOA dues
- —
Down payment
$17,499 down · $332,490 financed
Income to qualify (28% rule)
~$110,396 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


