View all 12 photos →

Morganton · Morganton, NC

104 Whitley Road

Morganton, NC · 942 sqft

$164,900

  • 3Beds
  • 1Baths
  • 942SqFt
  • 1980Year
  • 1Days on market

About this home

Hard to find 3 bedroom, 1 bathroom ranch style home with basement just minutes to downtown Morganton. Home would be ideal starter home, investment property or someone looking to downsize. Close proximity to Hwy 70 and interstate 40.

Property details

Beds
3
Baths
1
SqFt
942
Lot
Year built
1980
Type
Single Family
Days on market
1
Style
Ranch
Heating
Forced Air
Cooling
Central Air
Foundation
Basement
Flooring
Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,193/ month

Principal & interest
$1,021
Property tax (~0.90%)
$123
Homeowners insurance
$48
HOA dues

Down payment

$8,245 down · $156,655 financed

Income to qualify (28% rule)

~$51,130 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.