Matthews · Matthews, NC
104 Southern Cross Lane
Matthews, NC · 3,062 sqft
$789,900
- 4Beds
- 3.5Baths
- 3,062SqFt
- 1995Year
- 32X143X163X205Lot
About this home
Nestled at the end of a quiet cul-de-sac in one of Matthews’ most desirable established neighborhoods, this exceptional 4-bedroom, 3-bath residence offers over 3,000 square feet of thoughtfully designed living space, privacy, and endless possibilities. Surrounded by mature trees and enhanced by a scenic walking trail bordering the property, this home provides a peaceful retreat while remaining just minutes from everything Charlotte has to offer. Inside, you’ll find spacious living areas, an abundance of natural light, and a versatile floor plan designed for both comfortable everyday living and effortless entertaining. The expansive basement presents outstanding potential for multigenerational living, an extended family suite, guest quarters, a recreation room, or a private home office. Whether you’re seeking room to grow or space to accommodate changing lifestyle needs, this home delivers exceptional flexibility. Located within a highly sought-after school district and close to shopping, dining, parks, healthcare, and major commuter routes, this property combines the tranquility of a private setting with the convenience of a premier Matthews location. A rare opportunity to own a spacious home in a mature, established community where privacy, location, and lifestyle come together beautifully. Welcome home to 104 Southern Cross Lane.
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 3,062
- Lot
- 32X143X163X205
- Year built
- 1995
- Type
- Single Family
- Garage
- 2
- Style
- Traditional
- Heating
- Forced Air, Natural Gas
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Bamboo, Carpet
- HOA dues
- $366 / yr
Features
- Storage Unit (Off Site)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$5,844/ month
- Principal & interest
- $4,892
- Property tax (~1.05%)
- $691
- Homeowners insurance
- $230
- HOA dues
- $30
Down payment
$39,495 down · $750,405 financed
Income to qualify (28% rule)
~$250,462 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.