Matthews · Matthews, NC
104 Southern Cross Lane
Matthews, NC · 3,057 sqft
$745,000
Reduced from $789,900
- 4Beds
- 3.5Baths
- 3,057SqFt
- 1995Year
- 32X143X163X205Lot
- 87Days on market
About this home
Priced to Sell + $10,000 Buyer Incentive!
Welcome to this exceptional home tucked away at the end of a quiet cul-de-sac in one of Matthews' most established and desirable neighborhoods, featuring scenic walking trails, tennis courts, mature trees, and a peaceful community setting.
Offering over 3,000 square feet, this beautifully maintained home features 4 bedrooms, 3 full bathrooms, and a versatile floor plan filled with natural light. The finished basement is a standout feature — offering a private bedroom and full bathroom, perfect for multigenerational living, a guest suite, home office, or recreation space.
The home was freshly painted within the last two years, and the refrigerator and dishwasher were recently replaced. Enjoy a convenient Matthews location with access to highly rated schools, shopping, dining, and Charlotte just minutes away.
The seller is offering a $10,000 buyer incentive toward closing costs, a rate buy-down, or other allowable buyer expenses.
Schedule your private showing today!
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 3,057
- Lot
- 32X143X163X205
- Year built
- 1995
- Type
- Single Family
- Days on market
- 87
- Garage
- 2
- Style
- Traditional
- Heating
- Forced Air, Natural Gas
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Bamboo, Carpet
- HOA dues
- $366 / yr
Features
- Storage Unit (Off Site)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$5,513/ month
- Principal & interest
- $4,614
- Property tax (~1.05%)
- $651
- Homeowners insurance
- $217
- HOA dues
- $30
Down payment
$37,250 down · $707,750 financed
Income to qualify (28% rule)
~$236,300 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.