Mount Holly · Mount Holly, NC
104 Rock Ridge Lane
Mount Holly, NC · 1,998 sqft
$305,000
- 3Beds
- 3Baths
- 1,998SqFt
- 2002Year
- 1Days on market
About this home
Experience the elegance of marina-style living in this beautifully maintained three-story townhome, ideally located just steps from the waterfront lifestyle you've been dreaming of. This previous community model home, features 3 bedrooms, 2 full baths, and 2 half baths, with a spacious and functional layout designed for both everyday living and entertaining. The entry level offers a versatile flex space that could be utilized for a home gym or private guest suite.
The open-concept main living level showcases beautiful hardwood floors throughout the living and dining areas, creating a warm and inviting atmosphere. The primary suite features an updated spa-inspired bath highlighted by stunning travertine stone finishes. A brand-new deck provides the perfect space to relax, entertain, or enjoy the surrounding views.
Enjoy exceptional community amenities, including an Olympic-sized swimming pool, pickleball courts, walking trails, paddleboard launch area, rentable boat slips, and convenient access to the marina. Take a short stroll to the waterfront and enjoy dining at J.R. Cash's Grill & Bar, or venture just a short drive to the renowned U.S. National Whitewater Center for outdoor recreation and adventure.
This is a rare opportunity to enjoy a resort-like lifestyle with all the conveniences of lake and marina living.
Property details
- Beds
- 3
- Baths
- 3
- SqFt
- 1,998
- Lot
- —
- Year built
- 2002
- Type
- Townhome
- Days on market
- 1
- Garage
- 1
- Heating
- Central, Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Slab
- Flooring
- Carpet, Stone, Tile, Wood
- HOA dues
- $143 / mo
Features
- Attic Other
- Entrance Foyer
- Garden Tub
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,336/ month
- Principal & interest
- $1,888
- Property tax (~0.85%)
- $216
- Homeowners insurance
- $88
- HOA dues
- $143
Down payment
$15,250 down · $289,750 financed
Income to qualify (28% rule)
~$100,155 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 48 photos
About Mount Holly
Catawba River · NW commute
Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.


