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Shelby · Shelby, NC

104 Beaver Dam Drive

Shelby, NC · 2,211 sqft

$349,000

  • 3Beds
  • 2Baths
  • 2,211SqFt
  • 1966Year
  • 7Days on market

About this home

Opportunity awaits at this versatile property zoned GB2! Need a separate space for a home business? Or, are you yearning for a mini-farm? Or, maybe you are interested in investing in a sub-dividable property? Choose your path! With 1.8 acres, a well-maintained 3 bedroom/2 bath brick ranch, a separate brick building, and an outbuilding/barn, all of these options are yours. The previous owner operated a hair salon business from the separate building while living in the main house. How convenient! The main home has great flow and character. UPDATES include NEW ROOF and clean crawlspace with MOISTURE and TERMITE BOND from Nelon Cole. From the front door, enter into a living room with fireplace. An arched opening leads you to the large dining room and kitchen/breakfast area. There is a separate sunroom with an exterior door to the carport. The oversized primary bedroom has a large en-suite bathroom with dual vanities, shower, and laundry closet. There are 2 additional bedrooms and bathroom at the end of the hall. Don't miss the rocking chair front porch! The separate brick outbuilding has a NEW ROOF (completed August 2026) but needs extensive repair inside. Sold AS IS. It has a half bath, large storage closet, and access through front, side, and back doors--it could be converted to a separate studio apartment, a home office, or a business. There is also an old outbuilding that has a damaged roof from a fallen tree. Seller is selling AS IS. The large lot has street frontage on three streets which means it could possibly be subdivided into at least two additional lots. The house is on county water but there appear to be wells that are not in service. Septic permitted for three bedrooms. Seller has never lived in the home and makes no representation. ONE YEAR HOME WARRANTY for buyers' peace of mind!

Property details

Beds
3
Baths
2
SqFt
2,211
Lot
Year built
1966
Type
Single Family
Days on market
7
Style
Ranch, Traditional
Heating
Central, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Heat Pump, Wall Unit(s)
Foundation
Crawl Space
Flooring
Tile, Vinyl, Wood

Features

  • Breakfast Bar
  • Built-in Features
  • Cable Prewire
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,525/ month

Principal & interest
$2,161
Property tax (~0.90%)
$261
Homeowners insurance
$101
HOA dues

Down payment

$17,450 down · $331,550 financed

Income to qualify (28% rule)

~$108,214 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.