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Iron Station · Iron Station, NC

1039 Monterey Drive

Iron Station, NC · 1,296 sqft

$199,000

  • 3Beds
  • 2Baths
  • 1,296SqFt
  • 1998Year

About this home

Nestled on nearly 2.5 private, wooded acres in Iron Station, this manufactured home in a private cul-de-sac offers a rare opportunity for buyers seeking space, privacy, and value. Surrounded by mature trees, the peaceful setting provides the perfect backdrop to make this property your own.

Priced to sell and offered as-is, this home is ideal for investors, renovators, or anyone looking to build equity while enjoying country living with everyday conveniences nearby. Enjoy easy access to all that Lake Norman, Lincolnton, and Denver have to offer, including shopping, dining, recreation, and commuter routes.

Whether you're looking for your next investment or a place to call home with room to spread out, this property is full of potential. Don't miss your chance to own acreage in a desirable location at an exceptional value!

Property details

Beds
3
Baths
2
SqFt
1,296
Lot
Year built
1998
Type
Single Family
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,439/ month

Principal & interest
$1,232
Property tax (~0.90%)
$149
Homeowners insurance
$58
HOA dues

Down payment

$9,950 down · $189,050 financed

Income to qualify (28% rule)

~$61,703 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.