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Fort Mill · Fort Mill, SC

1038 Crest Oak Lane

Fort Mill, SC · 2,080 sqft

$420,000

  • 3Beds
  • 2.5Baths
  • 2,080SqFt
  • 2021Year
  • 1Days on market

About this home

Welcome to 1038 Crest Oak Lane, a beautifully maintained townhome in the highly sought-after Bridgemill community of Indian Land. From the moment you enter, you'll appreciate the impressive two-story foyer, elegant iron baluster staircase, and stylish luxury vinyl plank flooring that create a warm and inviting atmosphere. Designed with entertaining in mind, the open-concept layout features a spacious family room highlighted by a stacked stone fireplace, abundant natural light, and seamless flow into the dining area and kitchen. The heart of the home is the spacious kitchen featuring stainless steel appliances, generous counter space, abundant cabinet storage, a walk-in pantry, and a large island overlooking the dining area-- perfect for meal prep, casual dining, and gathering with family and friends. Residents of the Bridgemill community enjoy access to community amenities, including a pool, clubhouse, walking trails, playgrounds, and recreational areas, creating the perfect balance of convenience, recreation, and low-maintenance living. Conveniently located near shopping, dining, recreation, and all that the rapidly growing Indian Land area has to offer. Easy access to Ballantyne, Charlotte, and major commuter routes makes this location ideal for both work and play. Property is currently tenant occupied with a lease in place through March 2027. The tenants have maintained the home exceptionally well, creating a unique opportunity for investors seeking immediate rental income or future homeowners looking to purchase now while planning a later move. Enjoy peace of mind knowing the home is being cared for while you prepare for your next chapter in the desirable Bridgemill Community.

Property details

Beds
3
Baths
2.5
SqFt
2,080
Lot
Year built
2021
Type
Townhome
Days on market
1
Garage
2
Heating
Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$260 / mo

Features

  • Attic Stairs Pulldown
  • Garden Tub
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,298/ month

Principal & interest
$2,601
Property tax (~0.90%)
$315
Homeowners insurance
$122
HOA dues
$260

Down payment

$21,000 down · $399,000 financed

Income to qualify (28% rule)

~$141,372 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Fort Mill

York SC · Top-rated schools

Fast-growing York County (SC) town just over the line from Ballantyne — top-tier school district draws relocating families from Charlotte.

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