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Morganton · Morganton, NC

103 Silver Creek Road

Morganton, NC · 965 sqft

$173,000

Reduced from $193,000

  • 2Beds
  • 1Baths
  • 965SqFt
  • 1950Year
  • 61Days on market

About this home

PRICE REDUCED BY $20K!!! Enjoy the convenience of in-town living in this charming home nestled in an established neighborhood just minutes from parks, restaurants, shopping, and everyday amenities. This inviting home features 2 bedrooms, 1 full bath, a cozy living room with a fireplace, a vintage-inspired kitchen, and a bright dining area. A shared driveway leads to a private parking area behind the home near the basement entrance. The cellar-style basement offers additional storage space, while the private fenced backyard provides room to relax, garden, or entertain. Whether you're a first-time homebuyer, looking to downsize, or searching for a great investment opportunity, this property offers plenty of potential in a desirable location. Schedule your showing today!

Property details

Beds
2
Baths
1
SqFt
965
Lot
Year built
1950
Type
Single Family
Days on market
61
Heating
Central
Cooling
Ceiling Fan(s), Wall Unit(s)
Foundation
Basement
Flooring
Hardwood, Tile

Features

  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,251/ month

Principal & interest
$1,071
Property tax (~0.90%)
$129
Homeowners insurance
$50
HOA dues

Down payment

$8,650 down · $164,350 financed

Income to qualify (28% rule)

~$53,642 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.