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New London · New London, NC

103 S Cardinal Avenue

New London, NC · 378 sqft

$112,500

  • 2Beds
  • 1Baths
  • 378SqFt
  • 2021Year
  • 1Days on market

About this home

Escape to your own slice of paradise with this pristine 2021 destination cottage, nestled on a level, deeded lot within the gated waterfront community of Badin Shores Resort at Badin Lake. Beautifully maintained, this retreat feels like new—without the new price tag! Enjoy the modern features of this destination cottage, including soaring high ceilings, large, tinted windows that fill the interior with natural light while enhancing privacy and energy efficiency, and a stylish island kitchen complete with a deep stainless-steel sink, stainless steel appliances, and an inviting electric fireplace. Offering two bedrooms and one bath, it's designed for comfortable, easy lake living. The versatile second bedroom features a built-in desk and sleeper sofa, making it the perfect home office, guest room, or both. Whether you're working remotely or simply checking in between adventures, you can truly work at the lake and play at the lake. Step outside to enjoy the spacious concrete parking pad with ample room for your boat or boat trailer. Relax on the open deck, perfect for soaking up the sunshine, or, with the simple push of a button, extend the power awning to create a cool, shaded outdoor living space for entertaining or unwinding after a day on the water. Immerse yourself in the resort lifestyle with outstanding amenities, including a sparkling swimming pool, scenic fishing pier, boat ramp, basketball courts, putt-putt course, clubhouse, playgrounds, picnic pavilion, and more. Whether you're searching for a weekend getaway, a seasonal escape, or a low-maintenance vacation retreat, this property offers the perfect blend of comfort, convenience, and endless opportunities for lakeside fun.

Property details

Beds
2
Baths
1
SqFt
378
Lot
Year built
2021
Type
Single Family
Days on market
1
Heating
Forced Air
Cooling
Central Air
Foundation
Crawl Space
HOA dues
$538 / qtr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$993/ month

Principal & interest
$696
Property tax (~0.90%)
$84
Homeowners insurance
$32
HOA dues
$179

Down payment

$5,625 down · $106,875 financed

Income to qualify (28% rule)

~$42,568 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.