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Morganton · Morganton, NC

103 Regina Drive

Morganton, NC · 1,056 sqft

$259,900

Reduced from $279,900

  • 2Beds
  • 1.5Baths
  • 1,056SqFt
  • 1965Year
  • 122Days on market

About this home

Move-in ready with room to grow! This charming 2-bedroom, 1.5-bath home offers 1,056 square feet of comfortable living space plus an additional 1,056-square-foot heated and cooled unfinished basement, creating endless possibilities for a workshop, home gym, storage, hobby space, or future expansion. With separate basement access from both the backyard and the attached carport, the layout provides exceptional flexibility.

Inside, you'll find fresh paint throughout along with a combination of beautiful hardwood and durable laminate flooring. The spacious kitchen flows into the main living areas, while the basement is equipped with two canning sinks located on opposite ends—perfect for gardening enthusiasts, canning projects, or workshop use.

Situated on a fully fenced 0.44-acre lot, this property is ideal for pets, gardening, and outdoor living. Enjoy mornings on the covered front porch, grow your own vegetables in the raised garden beds, and take advantage of the extended concrete driveway with dedicated space beside the carport for a trailer, boat, camper, or convenient basement access.

Animal lovers will appreciate the outbuilding that's already configured as a dog kennel with attached dog doors leading to separate runs. An additional platform in the backyard is ready for your future storage building, workshop, or hobby space.

Conveniently located just one mile from I-40, this home offers easy access for commuters while still providing the privacy and space you've been looking for. You'll love being just minutes from shopping, dining, schools, and everything Morganton has to offer, while enjoying the benefit of being outside the city limits—no City of Morganton property taxes—yet still served by City of Morganton water. It's the perfect combination of convenience and savings.

If you're searching for a well-maintained property with room to customize, functional outdoor amenities, and endless potential, this one is a must-see!

Property details

Beds
2
Baths
1.5
SqFt
1,056
Lot
Year built
1965
Type
Single Family
Days on market
122
Style
Ranch
Heating
Forced Air
Cooling
Central Air
Foundation
Basement
Flooring
Laminate, Vinyl, Wood
View
Mountain(s), Year Round

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,880/ month

Principal & interest
$1,609
Property tax (~0.90%)
$194
Homeowners insurance
$75
HOA dues

Down payment

$12,995 down · $246,905 financed

Income to qualify (28% rule)

~$80,587 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.