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Mooresville · Mooresville, NC

103 Pamlico Lane

Mooresville, NC · 2,365 sqft

$482,400

Reduced from $499,900

  • 3Beds
  • 2.5Baths
  • 2,365SqFt
  • 1999Year
  • 139Days on market

About this home

Step into a home where every major upgrade has already been completed — newer windows, roof, HVAC, kitchen, and primary bath — leaving only the fun cosmetic touches for you to personalize. Perfectly positioned on a corner lot in Harbor Cove, one of Lake Norman’s most desirable lake-access communities, this beautifully updated 3-bed, 2.5-bath residence blends comfort, style, and everyday convenience. Inside, you’re welcomed by a bright, open floor plan with soaring vaulted ceilings and a spacious 2 story great room ideal for entertaining. The renovated kitchen features newer cabinetry, quartz countertops, stainless steel appliances, and a raised breakfast bar, all flowing seamlessly into the dining area. The main-level primary suite offers a private retreat with an updated bath and a generous walk-in closet. A flexible room on the main floor can serve as a home office, formal dining room, or cozy den. Upstairs, two additional bedrooms, a full bath, a charming reading nook, and a large bonus room provide space for guests, hobbies, or a second living area. Outside, enjoy a level 0.29-acre corner lot and access to Harbor Cove’s sought-after amenities, including lake access, outdoor pool, sidewalks, and community recreation areas. The rear patio features an electric awning with built-in lighting for added comfort & ambience! This low-maintenance, Lake Norman retreat home is move-in ready, ready for a quick close and delivers exceptional value in a prime Mooresville location.

Property details

Beds
3
Baths
2.5
SqFt
2,365
Lot
Year built
1999
Type
Single Family
Days on market
139
Garage
2
Style
Transitional
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Slab
Flooring
Carpet, Tile, Vinyl
HOA dues
$590 / yr

Features

  • Breakfast Bar
  • Entrance Foyer
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,539/ month

Principal & interest
$2,987
Property tax (~0.90%)
$361
Homeowners insurance
$140
HOA dues
$49

Down payment

$24,120 down · $458,280 financed

Income to qualify (28% rule)

~$151,684 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.