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Whittier · Whittier, NC

1026 High Top Mountain Road

Whittier, NC · 1,614 sqft

$489,000

  • 3Beds
  • 2Baths
  • 1,614SqFt
  • 2007Year
  • 2Days on market

About this home

Smoky Mountain cabin retreat offering the charm of a chinked log-style home with the comfort, character, and mountain lifestyle buyers are searching for. Outdoor living shines with a recently stained wraparound porch, side and rear paver patios, and a custom-built firepit with flagstone deck, perfect for entertaining, relaxing, and enjoying the mountain setting. Inside, vaulted ceilings enhance the living and dining areas, while a propane fireplace and oversized sunroom with expansive windows and two sliding glass doors fill the home with natural light. A dedicated mini-split provides year-round comfort in the sunroom. A pull-through driveway, detached carport, and attached workshop with A/C and ample storage add flexibility and convenience. Located in an upscale scenic mountain community with miles of well-maintained roads ideal for walking, this home is just minutes from the Tuckasegee River for fishing, kayaking, and tubing, and convenient to Bryson City, Sylva, the Blue Ridge Parkway, and Great Smoky Mountains National Park. Ideal as a year-round home, vacation cabin, mountain getaway, or short-term rental investment in Western North Carolina.

Property details

Beds
3
Baths
2
SqFt
1,614
Lot
Year built
2007
Type
Single Family
Days on market
2
Style
Cabin, Contemporary, Cottage, Rustic, Traditional
Heating
Ductless, Heat Pump, Propane
Cooling
Ceiling Fan(s), Ductless, Electric, Heat Pump
Foundation
Slab
Flooring
Tile, Wood
HOA dues
$850 / yr

Features

  • Attic Stairs Pulldown
  • Built-in Features
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Fire Pit
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,608/ month

Principal & interest
$3,028
Property tax (~0.90%)
$366
Homeowners insurance
$142
HOA dues
$70

Down payment

$24,450 down · $464,550 financed

Income to qualify (28% rule)

~$154,659 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.