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Charlotte · Charlotte, NC

10220 Rockwood Road

Charlotte, NC · 1,776 sqft

$369,900

Reduced from $375,000

  • 4Beds
  • 3Baths
  • 1,776SqFt
  • 1989Year
  • Survey recommendedLot
  • 25Days on market

About this home

!!! GREAT LOCATION IN CABARRUS COUNTY WITH #1 SCHOOLS IN THE HARRISBURG AREA !!! 2 Bedrooms & 2 Full baths on Main level + 2- story Great Room with FP AND an in-home Office / Upstairs has 2 Bedrooms with walk-in closet and gracious closet space + Full Bath / New Kitchen countertops, fixtures & cabinet hardware / Fresh interior paint 2026 & NEW CARPET + LVP flooring 2026 (Please NO SHOES) !!! Exterior painted 2021 / Replaced water heater 2015 / Central Air 2018 / New architectural shingled Roof 2012 / New water closets in Master Bathroom & Upstairs bathroom / New ceiling fans with 3 having remotes / Covered back deck with adjoining Patio + FENCED BACKYARD / Workshop / Storage building in back corner of yard sold as is, where is. Low Cabarrus County taxes only. ***** SECURITY SYSTEM ALWAYS ON . . . . . Confirmed Appointment Required *****. This home lays in the 100% financing availability through USDA !!!

Property details

Beds
4
Baths
3
SqFt
1,776
Lot
Survey recommended
Year built
1989
Type
Single Family
Days on market
25
Style
Transitional
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Crawl Space, Slab
Flooring
Carpet

Features

  • Attic Stairs Pulldown
  • Attic Walk In
  • Entrance Foyer
  • Open Floorplan
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,722/ month

Principal & interest
$2,290
Property tax (~1.05%)
$323
Homeowners insurance
$107
HOA dues

Down payment

$18,495 down · $351,405 financed

Income to qualify (28% rule)

~$116,676 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.