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Lincolnton · Lincolnton, NC

1021 Hallman Branch Lane

Lincolnton, NC · 2,570 sqft

$366,990

  • 5Beds
  • 3Baths
  • 2,570SqFt
  • 2026Year
  • 1Days on market

About this home

Designed with your comfort and convenience in mind, the Harding's main floor is anchored by an inviting open-concept living space, with a spacious great room that flows into an elegant dining area and a well-appointed kitchen—boasting a center island and walk-in corner pantry. Additional main-floor highlights include a full hall bath—flanked by two downstairs bedroom—and a charming patio off the dining area. Heading upstairs, you’ll find additional living space with a versatile loft, surrounded by two generous secondary bedrooms and a lavish primary suite, featuring an attached bath and roomy walk-in closet.

Property details

Beds
5
Baths
3
SqFt
2,570
Lot
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Heating
Central, Forced Air, Zoned
Cooling
Central Air, Electric
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$300 / qtr

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,718/ month

Principal & interest
$2,272
Property tax (~0.78%)
$238
Homeowners insurance
$107
HOA dues
$100

Down payment

$18,349 down · $348,640 financed

Income to qualify (28% rule)

~$116,505 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Lincolnton

Lincoln County seat

County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.

Explore Lincolnton

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.