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Rutherfordton · Rutherfordton, NC

102 Ridgeview Drive

Rutherfordton, NC · 3,498 sqft

$495,000

Reduced from $549,500

  • 5Beds
  • 3Baths
  • 3,498SqFt
  • 1990Year
  • 21Days on market

About this home

Wonderful Georgian style all brick home on two large corner lots. Beautiful foyer opening to large dining room and sitting room or office. Amazing den with fireplace and French doors to patio. Large open kitchen and breakfast bar with beautiful granite countertops. Family room approx. 27x28 heated and cooled with separate mini split. Laundry room located off the kitchen with washer and dryer that will convey. 9 ft ceilings on main level, crown molding. Upper level features 4 large bedrooms, 2 fulls baths with all new carpet. New insulation in attic, roof is 2 yrs old, encapsulated crawl space in 2025, new hot water heater in 2026. Septic is for a 5 BR home and there are several rooms on the main level that could be used as a 5th bedroom. There is a third level in this home that is used for attic storage but could possibly be finished into living space and has permanent stairs. Extra lot has a full basketball court on this property, perfect for outdoor recreation and activities.

Property details

Beds
5
Baths
3
SqFt
3,498
Lot
Year built
1990
Type
Single Family
Days on market
21
Style
Georgian
Heating
Ductless, Electric, Heat Pump
Cooling
Central Air, Electric, Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood

Features

  • Attic Stairs Fixed
  • Attic Walk In
  • Breakfast Bar
  • Built-in Features
  • Entrance Foyer
  • Walk-In Closet(s)
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,581/ month

Principal & interest
$3,065
Property tax (~0.90%)
$371
Homeowners insurance
$144
HOA dues

Down payment

$24,750 down · $470,250 financed

Income to qualify (28% rule)

~$153,484 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.