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Morganton · Morganton, NC

102 FALLS Street

Morganton, NC · 2,851 sqft

$545,000

  • 4Beds
  • 3Baths
  • 2,851SqFt
  • 1952Year
  • 23Days on market

About this home

Seller is offering up to $15,000 in concessions with the right offer, which can be applied toward closing costs or used to buy down the interest rate.

Located within walking distance of Forest Hill Elementary, just 5 minutes from downtown Morganton, and approximately 30 minutes from Lake James—with wineries, waterfalls, shopping, dining, and the Blue Ridge Mountains all within easy reach. Beautifully renovated and move-in ready, this spacious one-level home offers 4 bedrooms, 3 bathrooms, and the perfect blend of modern style and timeless charm. The main level features cathedral ceilings, new hardwood floors, updated electrical and plumbing, custom cabinetry, quartz countertops, and a conveniently located laundry room. The impressive primary suite includes a walk-in closet large enough to serve as a dressing room. Above the main level, a generous loft offers the ideal space for a home office, theater, game room, or additional living area. Need more room? The 2,000+ sq. ft. unfinished basement features 8.5-foot ceilings, two heat pumps with four climate-control zones, and existing ductwork and vents—offering abundant storage, workshop space, or incredible potential for future expansion. Enjoy two newly built decks: a covered deck off the kitchen for morning coffee and a west-facing deck perfect for grilling, entertaining, and taking in beautiful evening sunsets. The striking dark exterior, natural stone accents, mature trees, spacious yard, and attached garage create exceptional curb appeal. Style, space, comfort, and location come together at 102 Falls Avenue. Schedule your private showing today!

Property details

Beds
4
Baths
3
SqFt
2,851
Lot
Year built
1952
Type
Single Family
Days on market
23
Garage
1
Heating
Heat Pump
Cooling
Electric, Heat Pump
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,943/ month

Principal & interest
$3,375
Property tax (~0.90%)
$408
Homeowners insurance
$158
HOA dues

Down payment

$27,250 down · $517,750 financed

Income to qualify (28% rule)

~$168,987 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.