Morganton · Morganton, NC
102 FALLS Street
Morganton, NC · 2,851 sqft
$545,000
- 4Beds
- 3Baths
- 2,851SqFt
- 1952Year
- 23Days on market
About this home
Seller is offering up to $15,000 in concessions with the right offer, which can be applied toward closing costs or used to buy down the interest rate.
Located within walking distance of Forest Hill Elementary, just 5 minutes from downtown Morganton, and approximately 30 minutes from Lake James—with wineries, waterfalls, shopping, dining, and the Blue Ridge Mountains all within easy reach. Beautifully renovated and move-in ready, this spacious one-level home offers 4 bedrooms, 3 bathrooms, and the perfect blend of modern style and timeless charm. The main level features cathedral ceilings, new hardwood floors, updated electrical and plumbing, custom cabinetry, quartz countertops, and a conveniently located laundry room. The impressive primary suite includes a walk-in closet large enough to serve as a dressing room. Above the main level, a generous loft offers the ideal space for a home office, theater, game room, or additional living area. Need more room? The 2,000+ sq. ft. unfinished basement features 8.5-foot ceilings, two heat pumps with four climate-control zones, and existing ductwork and vents—offering abundant storage, workshop space, or incredible potential for future expansion. Enjoy two newly built decks: a covered deck off the kitchen for morning coffee and a west-facing deck perfect for grilling, entertaining, and taking in beautiful evening sunsets. The striking dark exterior, natural stone accents, mature trees, spacious yard, and attached garage create exceptional curb appeal. Style, space, comfort, and location come together at 102 Falls Avenue. Schedule your private showing today!
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 2,851
- Lot
- —
- Year built
- 1952
- Type
- Single Family
- Days on market
- 23
- Garage
- 1
- Heating
- Heat Pump
- Cooling
- Electric, Heat Pump
- Foundation
- Basement
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,943/ month
- Principal & interest
- $3,375
- Property tax (~0.90%)
- $408
- Homeowners insurance
- $158
- HOA dues
- —
Down payment
$27,250 down · $517,750 financed
Income to qualify (28% rule)
~$168,987 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.