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Charlotte · Charlotte, NC

10145 Stewarton Lane NW

Charlotte, NC · 3,555 sqft

$670,000

  • 5Beds
  • 3Baths
  • 3,555SqFt
  • 2007Year
  • 1Days on market

About this home

Priced at $670,000 — BELOW the $693,210 Tax-Assessed Value! Beautifully maintained custom home in highly desirable Highland Creek, offering 3,555 sq. ft. of heated living space plus approximately 1,770 sq. ft. of walk-out basement space with exceptional potential. Located on a quiet cul-de-sac with a wooded, private lot, mature trees, and a long driveway with a level area perfect for basketball or outdoor activities.

Inside, enjoy a spacious open floor plan with a main-level bedroom, office, large bonus/media room, two-story foyer and great room, chef's kitchen with double ovens, extended 3-car garage, and full laundry room with wash tub. The basement is already framed and plumbed for finishing, with double French doors and walkout access—an excellent opportunity to create additional living, recreation, guest, gym, or media space.

Major updates include roof and two A/C systems replaced in 2023, updated deck, water heater updated to current city code, refitted and sealed exterior doors, and garage door motor replaced in 2023. Enjoy Highland Creek amenities including pools, clubhouse, tennis/pickleball, parks, trails and recreation, with excellent access to shopping, dining and major roads.

An exceptional opportunity to own a large, updated home in the Cox Mill school area at a price below its current tax-assessed value.

Property details

Beds
5
Baths
3
SqFt
3,555
Lot
Year built
2007
Type
Single Family
Days on market
1
Garage
3
Heating
Natural Gas
Cooling
Central Air
Foundation
Basement
HOA dues
$212 / qtr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,001/ month

Principal & interest
$4,149
Property tax (~1.05%)
$586
Homeowners insurance
$195
HOA dues
$70

Down payment

$33,500 down · $636,500 financed

Income to qualify (28% rule)

~$214,364 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

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