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Zirconia · Zirconia, NC

1008 Bell Mountain Road

Zirconia, NC · 1,536 sqft

$499,000

Reduced from $525,000

  • 3Beds
  • 2.5Baths
  • 1,536SqFt
  • 2026Year
  • 18Days on market

About this home

New construction: this thoughtfully designed modern home offers easy one-level living on 1.39 wooded acres—approximately seven minutes from Tuxedo Park and Lake Summit, 20 minutes to Hendersonville, 40 minutes to Asheville and 45 minutes to Greenville. The light-filled, open floor plan brings the living, dining, and kitchen spaces together, with a generous island and walk-in pantry providing plenty of room for everyday living and entertaining. A split-bedroom layout creates welcome privacy, while the primary suite features a spacious walk-in closet and beautifully appointed bath with a dual vanity, garden tub, and separate tiled shower. Enjoy quiet mornings on the front porch or unwind on the covered rear deck overlooking the peaceful wooded setting. Directly behind the home, approximately two acres subject to a conservation easement help preserve the natural backdrop and enhance the property’s privacy. Fiber-cement siding, a metal roof, durable plank flooring, no interior steps, and a complete appliance package add comfort and practicality. A move-in-ready new home offering modern simplicity, natural surroundings, and convenient access to the recreation and beauty of Western North Carolina.

Property details

Beds
3
Baths
2.5
SqFt
1,536
Lot
Year built
2026
Type
Single Family
Days on market
18
Style
Modern
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Vinyl

Features

  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,610/ month

Principal & interest
$3,090
Property tax (~0.90%)
$374
Homeowners insurance
$145
HOA dues

Down payment

$24,950 down · $474,050 financed

Income to qualify (28% rule)

~$154,724 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.